Unfortunately, accidents are a part of everyday life. We often don’t think about the accidental injuries, or even the accidental deaths, which may happen during the course of a day. Supplemental accident insurance allows a person to be better prepared for such unexpected events.
Designed to supplement your insurance coverage, accident medical insurance pays specific benefit amounts for injuries received in a covered accident. These benefits can help pay the out-of-pocket expenses related to an accidental injury that existing health insurance coverage may not cover, such as:
- Expensive medical procedures for broken bones and dislocations, or physical therapy.
- Crutches, wheelchairs or other medical aids you may need as a result of your accident.
- Co-payments, co-insurance and deductibles.
- Ambulance benefit
- Hospital confinement
The Accident Expense Benefit pays for treatment rendered in a hospital, emergency room, a physician’s office, or a subsequent inpatient hospitalization that immediately follows a covered physician’s office visit or hospital emergency room visit that occurs within 90 days of the accident.
Coverage is available from $1,000 to $5,000 per person in $500 increments and from $6,000 to $10,000 per person in $1,000 increments. It is available with no deductible or optional calendar year deductibles. Please contact us for more information.
Accident Insurance Provider: